Savings Accounts

	Regular	Commercial MMA	Christmas Club	Money Market	Prime Advantage
Special Requirements	-	$2,500 to open	No Withdrawals Till Nov. 15	Minimum $1,000 to open	$100,000 to open
Who May Open	Individuals	Businesses	Individuals	Individuals	Anyone
Interest	Variable	Variable	Variable	Variable	13 Week Treasury Bills Variable Monthly
Monthly Maintenance Fee	-0-	$5 < $2,500 $0 > $2,500	-0-	$5 < $1,000 $0 > $1,000	$25 if balance falls below $100,000
Minimum Balance For Interest	None	$2,500 Collected Balance	None	$1,000 Collected Balance	None
# Withdrawals Per	3 withdrawals per month > 3 $0.50 each*	6 withdrawals per month*	Nov. 15 Only	6 withdrawals per month* 3 by check	6 withdrawals per month* 3 by check
Direct Deposit	FREE	FREE	FREE	FREE	FREE
Auto Withdrawal	FREE *	FREE	No	FREE *	FREE
Balance to Open	$1	$2,500	$1	$1,000	$100,000
*Savings and Money Market Demand Accounts are limited to 6 preauthorized withdrawals per month. See account disclosures for more information